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Thank you for your interest in the Institute of Business & Finance (IBF), one of the most respected leaders in financial education. IBF offers five designations and a Masters Degree: Certified Estate and Trust Specialist™ (CES™), Certified Annuity Specialist® (CAS®), Certified Fund Specialist® (CFS®), Certified Tax Specialist™ (CTS™), Certified Income Specialist™ (CIS™) and the Masters of Science in Financial Services (MSFS).

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