The Retirement Income Specialist (RIS) program will give you the knowledge needed to provide checks to your clients on a regular basis using conventional as well as unconventional methods. Fixed-income instruments are typically the centerpiece of an income-oriented strategy, but this does not have to be the case. Reverse mortgages, covered call writing, and allocated systematic withdrawal plans are just a few ways that can help compliment the overall portfolio.

RIS materials include detailed attention to bonds, their varieties, forms of security, and trading. Because most people understand the ups and downs of the stocks but not bonds. The program details how such volatility can be effectively communicated to clients while instilling peace of mind. Other fixed- and variable-rate investment vehicles are covered, as well as conservative equity plays such as utilities and target retirement portfolios.

What makes the RIS program unique is its creative approach to the subject matter. Taxes, practicality, and investor psychology are all taken into account. Maximizing returns for those who need income on a regular basis is easy once you have gone through the RIS course. Content is updated throughout the year in order to reflect new trends, studies, and analysis. Your clients will appreciate the special knowledge and insight you bring to the table as an RIS. The strategies offered will make you stand above your peers and competitors.