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At the Institute of Business and Finance we take your privacy very seriously. Because of this we want to provide you with explicit information on how we collect, gather, and identify information during your visit to our site. This information may be expanded or updated as we change or develop our site. For this reason, we recommend that you review this policy from time-to-time to see if anything has changed. Your continued use of our site signifies your acceptance of our privacy policy. Personally Identifiable Information refers to information that tells us specifically who you are, such as your name, phone number, email or postal address. In many cases we need this information to provide the personalized or enhanced service that you have requested. The amount of Personally Identifiable Information that you choose to disclose to the Institute of Business and Finance is completely up to you. The only way we know something about you personally is if you provide it to us in conjunction with one of our services. What information do we collect and how do we use it? The Institute of Business and Finance collects information on our users in two ways: by your voluntary submissions (for instance, if you sign up for one of our email newsletters) and/or surveys; and through cookie technology. In our effort to provide personalization and opportunities for prizes and services, we may at times ask you to submit information such as your name or email address, or to share your interests and hobbies with us. You never have to answer these questions, and you can decline this exchange of information on any site on the Internet - not just ours - at any time. However, if you should choose to withhold requested information, we may not be able to provide you with some of the services dependent upon the collection of this information, such as a personalized stock portfolio, a sweepstakes entry, or the purchase and shipment of products and prizes to people who visit our network. The information the Institute of Business and Finance collects is used in a variety of ways: for internal review; to improve the content of the site, thus making your user experience more valuable; to notify you about updates to the service; and to let you know about products and services that you may be interested in. With whom does the Institute of Business and Finance share the information it gathers/tracks? The Institute of Business and Finance will never share this information with other reputable organizations for marketing purposes or the information is used by the Institute of Business and Finance to contact consumers for its own marketing endeavors. As a valued consumer, we offer you the opportunity to "opt out", or request not to accept these marketing opportunities. Cookies The Institute of Business and Finance may automatically collect non-personally identifiable information and data through the use of "cookies." Cookies are small text files a Web site uses to recognize repeat users, facilitate the user's ongoing access to the site and facilitate the use of the site. "Cookies" also allow a site to track usage behavior and compile site usage information that will allow for the improvement of content and target advertising. Your Consent By using our Web site, you consent to the collection and use of the information described in this Privacy Policy by the Institute of Business and Finance. Once again, we will never share this information with other reputable companies, but we may choose to email you updates to our website as they occur. Questions? We welcome your questions and/or comments. Please send all queries to webmaster@icfs.com.  |
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